finance insurance

[morris]

hey...
what are the insurance options for insuring huge real estate loan amounts and will be more burdensome to get the insurance?

[hatbek]

Most mortgaged loans are backed by underwriters who can syndicate the loan to other parties at cost. This spreads default risk and to some extent increase return. As for the property you can opt to insure only the basic structure or include additional fixture and movable home contents at cost.